National Flood Insurance Program

For private flood insurance companies, the government shutdown is good for business

With the government shutdown, the National Flood Insurance Program is no longer writing new policies. It's causing problems for would-be homeowners, but private companies have stepped in to help.

Flood risk is widespread in the U.S. Few people have insurance for it

Climate change is increasing the risk of dangerous floods. But people often balk at the cost of flood insurance, especially since many doubt they need protection.